Credit and Debt Resources

FreeCreditReport. com
Normally, you would have to pay for a copy of your credit report, but as a Wisconsin resident, you are entitled to one free copy per year from each of the following leading consumer reporting agencies: Trans Union (www.transunion.com), Equifax (www.equifax.com) and Experian (www.experian.com). FreeCreditReport.com can help you obtain this information quickly. Keep in mind that each agency calculates your credit score differently, so it is important to get your free copy from each of them.

Care One Debt Relief Services
Care One offers debt relief solutions to millions of people. Their nationally recognized services include debt management, financial counseling, valuable money tools and much more. According to their website, in 2008 alone they assisted more than 4.5 million people pay down $705 million dollars in debts.

Credit Repair
By informing consumers of the effects of bad credit and offering real solutions to repairing credit, CreditRepair.com paves the way for users to dispute any wrong claims and to ultimately remove debt from their credit reports. This website also includes convenient calculators for loans, savings and much more.

Federal Trade Commission
The Federal Trade Commission website houses a plethora of articles and resources for people who want to take control of their debt and their credit score. Everything from auto insurance rates to home foreclosure and credit card debt is discussed in these helpful PDF articles.

The Center for Debt Management
The Center for Debt Management has a website that houses over 2,000 articles of information for individuals and businesses needing assistance with debt relief. Whether you are a parent trying to recover from credit card debt, a student looking to payoff student loans or a small business owner searching for important tax answers, this website is full of helpful resources.